Preheat oven to 350 degrees. Grease a loaf pan with butter or oil.
In a bowl, beat the vegetable oil and both sugars until combined. Whip in the eggs, one at a time, then the vanilla and pumpkin puree. Add the flour, baking powder, baking soda, salt, cinnamon, ginger, and cloves. Mix until just combined.
In a separate bowl, combine the brown sugar, sugar, cinnamon, flour, and butter.
Pour half of the batter into the prepared loaf pan. Sprinkle half of the crunch mixture overtop. Finish with the remaining batter and top wit the rest of the crunch.
Bake the loaf for 55-65 minutes. Start checking with a toothpick after 50 minutes. When an inserted toothpick emerges with just a few moist crumbs, the bread is ready! Cool in the pan for 10 minutes, then run a knife around the edges of the loaf and invert onto a wire rack, then flip back upright. Cool at least 30 minutes before slicing.